Kellands (Gloucester) Limited
Financial Management Consultants
The Mustard House
13/14 Barton Street
Tewkesbury GL20 5PP
Tel: 01684 850088
Fax: 01684 850089
E-mail: gloucester@kelland.co.uk
Retirement planning
It's official! Your retirement is going to be painful..unless you start to do something about it.
The need to accrue sufficient funds for your retirement has never been greater - and the cost of delay in retirement planning has often been demonstrated.
People are living longer, and, whilst the government provides a basic pension, it won't keep you in the lifestyle to which you have become accustomed.
Pensions are one of the most tax efficient ways of saving for retirement, but despite the government's attempts to simplify the pensions regime, the options available are truly mind-boggling. Issues you need to consider are;
We advise business and individuals on all matters concerning:
- Retirement planning and review
- Early retirement options
- Topping up your pension
- Personal pensions/stakeholder pensions
- Redundancy options
- Annuities
- Income drawdown/phased retirement
- Income drawdown/phased retirement
- Self Invested Personal Pensions (SIPPs)
- Small Self Administered Schemes (SSAS)
It's never too early to start thinking about your retirement planning. Even if you already have a pension scheme, you should have a regular review to ensure you are on course for your desired level of retirement income. Once you reach retirement, you are then faced with some very important decisions on how best to access your pension benefits.
Contact Kelland Gloucester now to discuss your retirement planning and pension options.