On 21 June, Kellands Gloucester's Gemma Underwood passed the CII’s RO4 Exam at her first attempt. RO4 is the Pensions and Retirement Planning Exam.

Back in March, Gemma passed the CII R03 Personal Taxation exam, which combined with the R01 & R02 exams already passed, means she only has RO5 and RO6 left to complete before gaining qualification as a fully-fledged financial planner.

 She is certainly racing towards that achievement!

Many congratulations Gemma. Keep up the good work.

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